Merchant Processing Savings
Credit card processing is one of the least regulated line items on a small business's books. I work with providers that specialize in reducing these fees: a free statement review, direct negotiation with your existing processor, and ongoing monitoring afterward. They are paid from a share of what they save you, so there is nothing out of pocket and nothing owed if they find nothing.
How This Works
As a partner with OTG Consulting, I consult on what actually fits your business and connect you with the provider that delivers it. OTG is a consultancy that presents the services of other providers rather than delivering them itself.
The capabilities described on this page are delivered and supported by the service provider you select, not by Paul Petro IO or OTG Consulting. My role is helping you choose well and staying reachable after the contract is signed.
No Upfront Cost, No Risk
Send Your Statement
That's it to get started. Send me your most recent merchant billing statement and I'll get it in front of the right provider. Nothing else to sign or set up.
No Upfront Cost
The review and negotiation cost you nothing out of pocket, regardless of what's found.
Paid From the Savings
The provider works on a savings-share basis: a portion of what gets saved, and nothing if nothing's found. That is also why they keep digging rather than stopping at the first easy win.
Analyze, Adjust, Audit
Carried out by the providers I work with, not by me. My part is picking the right one for your situation and staying reachable afterward.
1. Analyze
A free, no-obligation review of your payment processing statements to find hidden fees and inflated rates most businesses never notice.
2. Adjust
Direct negotiation with your current processor to reduce rates and eliminate unnecessary charges, without switching processors or changing equipment.
3. Audit
Ongoing monitoring of your statements after the fact, so a rate that quietly creeps back up gets caught before it costs you another year.
Errors and Inflated Fees Are More Common Than You'd Think
Processing rates and fee schedules aren't standardized, and they don't always move in your favor over time. A statement that looked fine when you signed up can quietly get more expensive year after year, and most businesses never go back and check.
Every Card Swipe During Tourist Season Counts
High Card Volume, Thin Margins
Retail, tour operators, and restaurants running high transaction volume during peak season feel every basis point of processing fees more than most.
No Equipment Swap
Your terminals, your point-of-sale system, your processor all stay the same. This is a rate and fee review, not a system migration.
Most Never Check
Most businesses have no idea what's actually buried in their statement until someone looks. Takes minutes to send it over and find out.
Get in Touch
Reach out directly, or grab a time on the calendar, whichever's easier.
- (720) 915-0003
- paul.petro@otgconsulting.net
- Serving Oahu, the Hawaiian Islands, and the mainland US
Book a Free Consultation
Pick a time that works for you, no back-and-forth, no forms to fill out.
Schedule on Google Calendar